Ahmedabad Crime Branch steps up crackdown on cybercrime mule accounts

In a push to disrupt the financial backbone of cybercriminal networks, the Crime Branch has intensified its statewide crackdown on “mule accounts”, bank accounts misused to funnel and launder proceeds of online fraud. As part of the operation, officials have initiated the process to register three FIRs, signaling a firm move to hold not just cyber offenders but also the support systems enabling them accountable.

The Crime Branch has already booked three cases against people and groups accused of renting out or running bank accounts that act as channels for illegal transactions. Investigators say these accounts play a critical role in concealing fraudulent cash flows, making them key targets in the fight against cyber-enabled financial crime.

Officials said that the investigation now extends to banks and financial institutions. Crime Branch teams are examining whether certain bank personnel were complicit, knowingly or otherwise, in facilitating the opening and operation of mule accounts. The probe will determine whether negligence, procedural lapses or direct collusion enabled cybercriminals to exploit the banking system.

 

Authorities have adopted a zero-tolerance approach toward intermediaries who fail to enforce compliance norms. Any bank or digital platform found violating mandatory KYC rules or neglecting transaction monitoring will be reported to the Gujarat Cyber Tribunal (Adjudicating Officer). “These formal reports will pave the way for legal and penal action against non-compliant entities, reinforcing accountability across the financial ecosystem,” they said.

“Beyond enforcement, the Crime Branch is placing strong emphasis on victim relief. Recognising that failures by intermediaries often open the door for fraud, officials will assist affected citizens in pursuing compensation claims against negligent institutions,” they said.

Victims will receive guidance and case-by-case support to recover their financial losses through the appropriate legal channels, officials said.

According to officials, more than 34 bank accounts believed to have been used as mule accounts have been traced and are now under detailed examination. The probe has widened to include the possible role of staff from two banks, who are being examined for potential negligence or complicity. In addition, 18 SIM card vendors suspected of fraudulently issuing SIM cards to facilitate the operation of these accounts are under scrutiny.

Officials said a deeper layer of financial and digital analysis is underway to map the network linked to the seized accounts and to identify further actors in the chain.